Be Aware of Tax Refunds in Bankruptcy Filings

Steven J. Richardson | January 27, 2010

It’s a new year, and the W-2s and 1099s are coming in, so it is time to start working on your tax return, especially if you think you are entitled to a refund.  If you are contemplating bankruptcy at the same time, however, you should be mindful of the amount and be aware that it [...]

The Trap of Mortgage Company “Loss Mitigation.”

Steven J. Richardson | January 11, 2010

No one wants to file bankruptcy unless they have to do so.  This then often leads many to try (and rely) on alternatives that can lead to further problems.  One prime example of this is the “mortgage workout” with the bank’s loss mitigation department during a foreclosure action.  If they can just modify their mortgage [...]

Verizon’s Increased FiOS EFT May Violate Basic Contract Law

Steven J. Richardson | January 7, 2010

The Philadelphia Inquirer reported yesterday on Verizon’s plans to double the early termination fees (ETFs) to $360 on their TV and Internet services.  This fee diminishes by $15 for every month that the customer stays with Verizon.  As noted in the article:
“Verizon has seen Comcast Corp. and other cable companies stealing back FiOS TV and [...]