Watch Out for That Lien on the Couch or the Computer

Steven J. Richardson | March 5, 2010

Many people don’t realize this when they apply for the account, but credit cards with retail outlets like Best Buy and furniture stores like Raymour and Flanagan grant a lien (just like on a house or a car) to the bank on anything you purchase with it.  This might not make a difference to you, [...]

Refund Anticipation Loans Always a Bad Idea

Steven J. Richardson | March 2, 2010

Tax time always engenders a blizzard of TV ads about various tax preparation companies offering to do your return and all the different services they offer.  While it is often a good idea to have a professional do it, not all of the services they offer are ones you should use.  The Refund Anticipation Loan [...]