Steven J. Richardson | April 23, 2010
There is no doubt that we are in a mortgage foreclosure crisis in this country, which is certainly being felt in New Jersey. The courts, therefore, have set up a mediation system in an effort to try and keep people in their homes, and provide several resources for the prevention of same, including the answers [...]
Steven J. Richardson | April 19, 2010
There is one very common concern among my clients that are preparing a chapter 13 bankruptcy plan of repayment: Is this written in stone? Will I have to make this payment no matter what for the next three (or five) years? The answer is, in most cases, no. The courts understand that things happen in [...]
Steven J. Richardson | April 14, 2010
In a previous post I had talked about a court’s refusal to suppress evidence obtained from a search incident to arrest, where the arrest warrant was stale. In that case, the police were executing a warrant issued by another county but, due to a glitch, the database was not properly updated, and the police arrested [...]
Steven J. Richardson | April 1, 2010
Someone filing bankruptcy does not necessarily lose everything they own and, contrary to popular myth, you do not automatically lose your house because you filed. This is because of a feature of the bankruptcy code called “exemptions.” These are protections against the liquidation of assets by creditors that exist in both federal and state law. [...]