Why Making Money Under the Table is Always a Bad Idea

Steven J. Richardson | July 1, 2010

Occasionally, when interviewing a client for bankruptcy, I am told, “Well, I do work for this guy, but it is under the table/off the books.”   The fraud consequences of not declaring this income on your tax return aside, this strategy is always a bad idea. What most people do not realize is that the downside [...]

Refund Anticipation Loans Always a Bad Idea

Steven J. Richardson | March 2, 2010

Tax time always engenders a blizzard of TV ads about various tax preparation companies offering to do your return and all the different services they offer.  While it is often a good idea to have a professional do it, not all of the services they offer are ones you should use.  The Refund Anticipation Loan [...]

Verizon’s Increased FiOS EFT May Violate Basic Contract Law

Steven J. Richardson | January 7, 2010

The Philadelphia Inquirer reported yesterday on Verizon’s plans to double the early termination fees (ETFs) to $360 on their TV and Internet services.  This fee diminishes by $15 for every month that the customer stays with Verizon.  As noted in the article:
“Verizon has seen Comcast Corp. and other cable companies stealing back FiOS TV and [...]

She’s Your “Girlfriend” Even If You Pay For It

Steven J. Richardson | December 14, 2009

Every once in a while, the law has a very good sense of irony, and a ruling recently by the New Jersey Appellate Division is certainly a good example.   New Jersey’s  Prevention of Domestic Violence Act creates a separate cause of action for assault when it occurs between two people in a “dating relationship.”  For [...]

Attorney-Client Privilege in the Workplace

Steven J. Richardson | July 22, 2009

On April 21, 2009, I posted an article about an unpublished New Jersey trial court opinion in the case of Stengart v. Loving Care Agency, Inc., in which the judge held that the attorney-client privilege can be waived not only for emails sent using the employer’s email program and computers, but also for emails sent [...]