Steven J. Richardson | May 10, 2010
There is no question that most Americans want to avoid filing bankruptcy at all cost. Although “the B-word” has lost most of its stigma, and some consider filing it casually (some doing it more than once), the vast majority will do anything else first (and some of those options can have some long term consequences). [...]
Steven J. Richardson | April 23, 2010
There is no doubt that we are in a mortgage foreclosure crisis in this country, which is certainly being felt in New Jersey. The courts, therefore, have set up a mediation system in an effort to try and keep people in their homes, and provide several resources for the prevention of same, including the answers [...]
Steven J. Richardson | March 19, 2010
Most people don’t realize the impact that guilty pleas to traffic tickets can have down the road. The figure they paid their fines, took their medicine, and it is over. Unfortunately, that is not always true. The situation to which I refer is where a traffic ticket is issued as a result of an accident. [...]
Steven J. Richardson | March 16, 2010
Many people contact my office with a speeding ticket or other traffic offense that carries motor vehicle points looking to avoid them, if possible. The solution is the “unsafe operation” statute, but ironically, that is not the only (or necessarily best) course of action. Believe it or not, sometimes taking the hit on the points [...]
Steven J. Richardson | March 5, 2010
Many people don’t realize this when they apply for the account, but credit cards with retail outlets like Best Buy and furniture stores like Raymour and Flanagan grant a lien (just like on a house or a car) to the bank on anything you purchase with it. This might not make a difference to you, [...]