If Your Economic Circumstances Change, So Can Your Bankruptcy Plan

Steven J. Richardson | May 13, 2010

One of the intimidating parts of a chapter 13 bankruptcy is the plan of repayment, which can be anywhere from three (3) to five (5) years long, depending on your circumstances.  People fear that they are locking in to something now that they might not be able to afford in a year or two due [...]

Your Chapter 13 Plan Can Change with Your Circumstances

Steven J. Richardson | April 19, 2010

There is one very common concern among my clients that are preparing a chapter 13 bankruptcy plan of repayment: Is this written in stone?  Will I have to make this payment no matter what for the next three (or five) years?  The answer is, in most cases, no.  The courts understand that things happen in [...]